Fundy and Charity, the Forever Funding mascots, waving together
About Forever Funding

Revolutionizing charitable giving: no checks, just impact.

We transform everyday transactions into meaningful change. Our approach redirects credit card processing fees to nonprofits, creating permanent, effortless giving.

Our mission

No government funds. No trust fund distributions. Just smart redirection of money already in the system.

Forever Funding was founded on a revolutionary idea: what if the billions of dollars flowing through credit card processing fees could be redirected to support the causes that matter most?

Every time a customer swipes their card, businesses pay processing fees to the Visa/MC system. We discovered that a portion of those fees can legally be redirected to nonprofits, creating a permanent stream of funding without anyone writing a single check.

For over 17 years, we've been perfecting this model, helping businesses save money while automatically supporting their favorite charities. It's not about asking for donations. It's about building a system where giving happens naturally, as part of everyday commerce.

How we're different from traditional funding

NOT Trust Fund Distributions

We don't sit on a $40M endowment handing out checks. Our funding grows with your business activity.

NOT Government Grants

We take no government money. No red tape, no strings attached, no paperwork burden.

NOT One-Time Donations

Our model creates permanent, systematic giving that grows with your business success.

The win-win-win model

Our approach creates value for everyone involved in the ecosystem.

Businesses Win

  • Save money on processing fees
  • Support causes they care about
  • Enhanced community reputation

Charities Win

  • Steady, reliable funding
  • No grant-writing hassle
  • Focus on mission, not fundraising

Communities Win

  • Stronger charitable sector
  • More resources for local needs
  • Businesses more invested in local success
Our founders

Two divisions. One win-win-win mission.

Will Black, Founder, Non-Profit Division at Forever Funding

Will Black

Founder, Non-Profit Division

Will leads the non-profit division of Forever Funding, helping organizations build reliable, renewable annual funding. With deep knowledge of how non-profits can successfully approach and partner with businesses, he provides coaching, training, and hands-on support to help organizations grow and make a lasting impact year after year.

As featured in Entrepreneur Magazine & Pivot Magazine

Mike Torrance, Founder, For-Profit Division at Forever Funding

Mike Torrance

Founder, For-Profit Division

Mike leads the for-profit division of Forever Funding, helping businesses secure competitive rates and cost-saving payment solutions. With extensive industry knowledge and strong relationships with processors and clients, he helps businesses save money while continuing to support the non-profits they care about.

The Forever Funding team

Coaches, coordinators & operators

Every partner we onboard is supported by a team that genuinely cares about the mission and the outcome.

Tyler Johnson, Senior Account Manager at Forever Funding

Tyler Johnson

Senior Account Manager

As one of the first people nonprofit leaders meet at Forever Funding, Tyler works directly with founders, executive directors, and boards to evaluate organizations and develop strategies for generating recurring, unrestricted funding. His role is to ensure every nonprofit has a clear understanding of the opportunity and a practical roadmap for successful implementation. A former professional quarterback, three-time All-American and collegiate offensive coordinator, Tyler has spent his career helping people perform at a high level. Today he brings that same strategic approach to helping nonprofits build predictable funding that allows them to focus more on their mission and less on fundraising.

TJ Jones, Executive Account Manager at Forever Funding

TJ Jones

Executive Account Manager

As one of the first people nonprofit leaders meet at Forever Funding, Tajuana works directly with founders, executive directors, and boards to evaluate organizations and develop strategies for generating recurring, unrestricted funding. Her role is to ensure every nonprofit has a clear understanding of the opportunity and a practical roadmap for successful implementation. With over 30 years of business experience and a proven background in strategic relationship management, she brings a steady, people-first approach to every partnership she builds.

Jill Black, Charitable Coordinator at Forever Funding

Jill Black

Charitable Coordinator

Jill works closely with our non-profit partners each day, providing guidance, answering questions, and making sure they have the tools and support they need. From creating materials to coordinating schedules and communication, she helps keep every organization connected and cared for.

Scott Kimball, Sales Team Leader at Forever Funding

Scott Kimball

Sales Team Leader

Scott brings more than 30 years of sales experience to the Forever Funding team, helping drive growth and build strong business relationships. His leadership, industry knowledge, and passion for connecting with people help expand opportunities for both businesses and non-profits.

Juddene Villarin, Operations at Forever Funding

Juddene Villarin

Operations

Juddene keeps the day-to-day operations of Forever Funding running smoothly behind the scenes. With incredible attention to detail and a steady hand in managing processes and communication, she helps ensure both our businesses and non-profits are fully supported.

Raphael Farnese, Finance & Compliance Manager at Forever Funding

Raphael Farnese

Finance & Compliance Manager

Raphael ensures that everything behind the scenes at Forever Funding runs with complete accuracy and integrity. With meticulous attention to financial detail and a deep understanding of compliance, he keeps our operations sound and fully accountable. His work gives our partners the peace of mind that their funds and mission are always in trusted, capable hands.

Josh Fraser, Partnership Development Manager at Forever Funding

Josh Fraser

Partnership Development Manager

Josh builds the relationships that make Forever Funding's mission possible. With a strategic approach and a genuine passion for connecting the right people to the right opportunities, he cultivates the business and non-profit connections that fuel lasting growth. His work ensures every partnership is set up for success from the very beginning.

Pedro Fontoura, Marketing & Content Strategist at Forever Funding

Pedro Fontoura

Marketing & Content Strategist

Pedro brings the Forever Funding story to life. With a talent for purposeful content and heartfelt campaigns, he ensures both businesses and non-profits can clearly see the value and impact of what we do together. His work keeps our mission visible, our brand trusted, and our community growing.

25+ Years

in payment processing

Millions

redirected to charity

Thousands

of non-profits supported

USA, Canada, PR

Guam & US Virgin Islands

Proudly serving clients in

United States of America, Canada, Puerto Rico, Guam and the US Virgin Islands

Ready to work with our team?

Book a call to see how Forever Funding can save your business money on processing while building permanent, renewable funding for the causes you care about.

Let's talk